- [C-1] Add rate limiting and account lockout to /verify-password endpoint
- [W-3] Add max length validator (128 chars) to VerifyPasswordRequest
- [W-1] Move activeMutations to ref in useLock to prevent timer thrashing
- [W-5] Add user_id field to frontend Settings interface
- [S-1] Export auth schemas from schemas registry
- [S-3] Add aria-label to LockOverlay password input
Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>