The W9 fix added user_id to SettingsResponse but missed the manual _to_settings_response() builder, causing Pydantic validation failure. Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>
The W9 fix added user_id to SettingsResponse but missed the manual _to_settings_response() builder, causing Pydantic validation failure. Co-Authored-By: Claude Opus 4.6 <noreply@anthropic.com>